Jiayi (Kristy) Xu, MBA, CFP®
Global Wealth Harbor featured in Wealth Management Magazine
I was asked by the Wealth Management magazine to share my opinions on why clients nowadays are more concerned with portfolio performance...
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Jiayi (Kristy) Xu, MBA, CFP®
Feb 15, 20231 min read
Global Wealth Harbor featured in Yahoo Finance
My experiences and thoughts on how climate change can impact personal finance were shared on Yahoo Finance. Click here to read the full...
Jiayi (Kristy) Xu, MBA, CFP®
Feb 14, 20234 min read
Tax Filing Pitfalls that Foreign Property Sellers Should Know
The cooling U.S. housing market makes U.S. real estate more attractive for foreign cash buyers. Sometimes it only takes foreign cash...
Jiayi (Kristy) Xu, MBA, CFP®
Feb 11, 20233 min read
Weekly Market & Economic Recap (Week of February 6, 2023)
The U.S. posted its largest trade deficit on record last year, as global demand weakened amid high inflation, climbing interest rates,...
Jiayi (Kristy) Xu, MBA, CFP®
Feb 4, 20232 min read
Weekly Market & Economic Recap (Week of January 30, 2023)
U.S. stocks jumped Wednesday, erasing earlier losses, after the Federal Reserve said it had approved raising interest rates by a quarter...
Jiayi (Kristy) Xu, MBA, CFP®
Jan 30, 20233 min read
How to think about your RSUs after the stock price fell?
How to handle your RSUs may not be a concern for the past decade when the stock prices in the industry were almost always increasing. Now...
Jiayi (Kristy) Xu, MBA, CFP®
Jan 28, 20232 min read
Weekly Market & Economic Recap (Week of January 23, 2023)
Companies’ hiring plans suggest that the economy remains robust for now. Total labour supply (people who have or are seeking jobs) is...
Jiayi (Kristy) Xu, MBA, CFP®
Jan 27, 20231 min read
Global Wealth Harbor featured in Investor's Business Daily
I was asked by Investor's Business Daily to share my thoughts on financial planning during the current real estate market dip. To read...
Jiayi (Kristy) Xu, MBA, CFP®
Jan 21, 20232 min read
Weekly Market & Economic Recap (Week of January 16, 2023)
Retail spending fell in December at the sharpest pace of 2022, marking a dismal end to the holiday shopping season as rising interest...
Jiayi (Kristy) Xu, MBA, CFP®
Jan 16, 20234 min read
Tax Credits that you may qualify for by being Energy Efficient
The recent Tesla price cut had brought much attention to the tax credits for clean energy. Below are some of the energy incentive tax...
Jiayi (Kristy) Xu, MBA, CFP®
Jan 14, 20233 min read
Weekly Market & Economic Recap (Week of January 9, 2023)
The World Bank sharply reduced its forecast of world economic growth this year, to 1.7%, which would be the third-weakest pace in nearly...
Jiayi (Kristy) Xu, MBA, CFP®
Jan 7, 20233 min read
Weekly Market & Economic Recap (Week of January 2, 2023)
More than two-thirds of economists at 23 major financial institutions expect the U.S. to have a downturn this year (Source: The Wall...
Jiayi (Kristy) Xu, MBA, CFP®
Jan 2, 20235 min read
2023 Financial Planning Calendar
January January 1st Updates in Social Security, Medicare, and Inflation-Adjusted Federal Income Tax Bracket, and Retirement Account...
Jiayi (Kristy) Xu, MBA, CFP®
Dec 18, 20224 min read
Year-End Financial Planning Checklist
The new year starts as quickly as the last one ends. You’re now on your way to moving forward with your future so make sure your...
Jiayi (Kristy) Xu, MBA, CFP®
Dec 12, 20222 min read
Why should you work with a financial advisor who is a CERTIFIED FINANCIAL PLANNER™ (CFP®)?
Anyone can call themselves a financial advisor. Only those who have met the CFP Board's high standards for certification can call...
Jiayi (Kristy) Xu, MBA, CFP®
Sep 16, 20224 min read
Why did I choose the Fee-Only Registered Investment Advisor (RIA) structure for my business?
Recently a prospective client asked me why I chose the RIA model instead of working as a financial advisor in a wealth management firm or...
Jiayi (Kristy) Xu, MBA, CFP®
Aug 21, 20229 min read
Introduction to investment techniques used in portfolio management
Many prospective clients already have investment portfolios prior to contacting me. For younger clients, this could be a few stocks that...
Jiayi (Kristy) Xu, MBA, CFP®
Aug 8, 202210 min read
What else can contribute to your financial success other than your investment portfolio?
When most people are first beginning to think deeply about their finances, they tend to focus on their investment portfolios to the...
Jiayi (Kristy) Xu, MBA, CFP®
Jul 21, 20226 min read
The 5 W’s about diversifying your RSUs
Many of my clients are tech employees who have been rewarded with Restricted Stock Units (RSUs) as a part of their total compensation....
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