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  • Writer's pictureJiayi (Kristy) Xu, MBA, CFP®

Global Wealth Harbor featured on MarketWatch

I shared my thoughts with MarketWatch about the increase of the HSA annual contribution limit for 2024. HSA is an effective way to save and invest for retirement and medical costs because of its triple tax benefits: 1) the HSA contributions are made pretax reducing the employee’s taxable income, 2) the earnings in the accounts grows tax free, and 3) withdrawals for qualified medical expenses are also tax-free. Especially in a high-inflation environment where there is an increasing cost of living, it is helpful to have the opportunity to put more into the HSA and take advantage of the tax-efficient investment opportunity to accumulate growth. To read the full article, please use the link below:


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